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We are constantly bombarded by assortments ads, billboards, and commercials promoting different varieties of insurance coverage. But why is insurance seemingly important? Insurance is built to pay for many types of claims depending of the form of policy that has been purchased. Insurance may seem pricey but it can be a great resource in protecting our vehicles, homes, possessions, and our own physical health. Law requires some types of coverage, while others can be bought in addition. resourceful insurance agent can discuss your best choices concerning rates and coverage. life insurance champaign il