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There are more cars hitting the road every year. With countless vehicles on the road, accidents can happen. If you get in a car wreck, the auto insurance you own can make a big difference in how much you have to pay. So how can you find out what insurance you need and how much to purchase? Car insurance provides you with protection from paying for damage caused to your car or another person's car and injury to other people, yourself, or your passengers, plus certain other situations, such as robbery.
Auto insurance is required by law in all states and provinces. Electing to drive without insurance could mean you have to repair or replace a stolen or damaged vehicle and pay the cost of any damage that you may have caused. Liability: Pays for the expenses you have caused to others in a car accident, including property damage and injury. If you are sued, it also pays your defense and court costs.
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